The best way to get more money from your car accident settlement is to start with your compensation claim the right way.
Listed below are the steps you’ll want to follow when starting your auto accident claims versus another driver’s insurance:
Watch out for Blame Questions
In the beginning of your accident claims, the insurance company may ask you questions that will try to make you responsible for their insurer’s car accident.
As an example, one of more common questions asked by the insurance companies is : “How could you have avoided the accident?”
If you read it carefully, you will notice that this question assumes that you were the person who was responsible for the car accident. That the accident may have been avoided if you were driving more attentively.
At the start of the car accident injury claim, the matter of fault is still unknown. The insurance company can’t definitely know who is answerable for the accident until they analyze the accident report, contact witnesses, analyze the evidence etc. That takes a lot of time and research.
By asking this question this early in the claims process, the insurance company is setting you up to take blame for the auto accident.
The more responsibility they can give you, the lower your auto accident claim.
To avoid this trap, simply answer to this question: ” I could not have prevented the car accident since your driver hit me.”
Whether you could have averted the accident is irrelevant at this point. In case the accident was your fault, the evidence will clearly point to it.
But at this point, don’t presume you’re already at fault for the car accident. Doing this will only damage you and lower your chances of getting more money. So make sure you listen attentively to how the insurance companies phrase their questions to you.
The critical thing you are aiming to do at this point …
Focus on the Other Driver
Right after tell the insurance company about the accident, stress how the other vehicle owner was involved.
Avoid saying: “I was in a car crash with your insurer”. Instead, say things like:
“Your insurer crashed into me” “Your insurer hit my car coming from the back” “Your insurer crossed the red light and wrecked my car.”
By shifting the focus on the other car owner, you are staying away from getting responsibility for the car accident. This helps improve your likelihood of getting a higher settlement.
It’s very important to realize that you should NEVER lie to the insurance companies about your car accident. If you do lie, the evidence will clearly expose you and you can face serious charges.
If you start your accident settlement the right way, you increase your chances of getting more money from your insurance claims.
Find out more ways to increase your money after a car accident and personal injury
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